Extra Benefits Offered By Car Insurance Companies

In an effort to offer their customers a little more than the next company, many insurance companies offer particular benefits as part of a standard car insurance package. For example, comprehensive coverage may have full glass coverage listed as one of its included coverages, providing an additional benefit to using the company's services.

Some Extra Benefits Include:

	Roadside Assistance
	Full Glass Coverage
	Pet Coverage
	Free Towing
	Car Rental

Some companies provide these services and many others as part of your ordinary comprehensive coverage, or make them available at a much reduced cost, perhaps avoiding deductibles or reducing deductibles costs dramatically. Each insurance company approaches this benefits differently, so you will need to check your policy to find out exactly how your policy treats free and discounted car insurance benefits.

These benefit coverages, while they may be very nice to have, are usually low-risk add-ons. Car rental coverage, for example, is not one that is frequently used, making it an affordable risk to take. And for insurance companies, it gives them additional leverage for rental car companies, opening new avenues for business.

Roadside assistance, on the other hand, can be a godsend, regardless of the age or condition of your vehicle. Mechanical devices can just fail, and they seem to pick the most inopportune times to do it. This makes roadside assistance and free towing welcome additions to any comprehensive insurance plan. And be warned in advance that the towing may only be for a set number of miles, and any additional towing charges will be your responsibility. Make sure to understand your policy completely to avoid unexpected costs.

Full glass coverage can be an appealing benefit, but it is really little more than the insurance company protecting an investment. Auto glass is relatively inexpensive to replace, but operating a vehicle with broken windows can increase the insurance risk dramatically, from potential damage from rain to decreased visibility when a windows has been temporarily covered with something other than clear material.

Insurance companies want your business, and that is the bottom line. They are willing to offer various benefits at reduced cost or even free of charge to get and keep you as a customer. They are also willing to offer discounts on car insurance that range from safe drivers discounts to loyal customers.